SKIP TO MAIN CONTENT
PennyMac Logo
  • Login

 

 
Login
Apply Now

HOME PURCHASING

Are you ready to buy your dream home, purchase an investment property or acquire a second home? if so, we have a mortgage for you!

HOME REFINANCING

Do you want to better your terms and save money, or use the equity in your home and convert it to cash? If so, we have a mortgage for you!

LEARN MORE ABOUT OUR SERVICES

Refinance Break-Even Point Calculator

Calculate the number of months to break-even if you refinance the loan.

Default amounts are hypothetical and may not apply to your individual situation. This calculator provides approximations for informational purposes only. Actual results will be provided by your lender and will likely vary depending on your eligibility and current market rates.

Results

New Monthly Payment

$0.00

Monthly Savings

$0.00

Number of months to break even

0
See Full Report Below

Rates Calculator

Enter your home loan details to get personalized quotes.

Amortization Type
Rate search is not supported for U.S. territories (GU, PR, VI).

The information provided on this page is for comparative purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, debt to income ratio, loan to value ratio, etc. The payment examples do not include mortgage insurance. The actual payment will be higher if mortgage insurance is required on your loan. The payment examples do not include amounts for taxes and insurance premiums. Your actual payment obligation will be greater considering taxes and insurance premiums.

Results

Loan Amount

$0.00

Error

undefined
See Full Report Below

NMLS     |     FAIR LENDER     |     FAIR HOUSING

Arizona Mortgage Banker License # 0911088. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. Colorado office: 700 17th St, Suite 200, Denver, CO 80202, (866) 436-4766. Georgia Residential Mortgage Licensee #33027. Massachusetts Mortgage Lender License # ML35953. Minnesota: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206 (3) & (4). Licensed by the N.J. Department of Banking and Insurance. North Carolina Permit No. 104753, 112228, 112874, 112877, 113746. Rhode Island Lender License # 20092600LL. Texas office: 2201 W. Plano Parkway, Suite 150 and 300, Plano, TX 75075. Washington Consumer Loan License # CL-35953. For licensing information go to www.nmlsconsumeraccess.org. For more information, review PennyMac’s state licenses and important notices. Loans not available in New York. Some products may not be available in all states. Information, rates and pricing are subject to change without prior notice at the sole discretion of PennyMac Loan Services, LLC. All loan programs subject to borrowers meeting appropriate underwriting conditions. This is not a commitment to lend. Other restrictions apply. All rights reserved. (06-2020)

Equal Housing Opportunity © 2020 PennyMac Loan Services, LLC,
3043 Townsgate Rd, Suite 200, Westlake Village, CA 91361, 818-224-7442. NMLS ID # 35953.
Trade/service marks are the property of PennyMac Loan Services, LLC and/or its subsidiaries or affiliates

NMLS     |     FAIR LENDER     |     FAIR HOUSING

Arizona Mortgage Banker License # 0911088. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. Colorado office: 700 17th St, Suite 200, Denver, CO 80202, (866) 436-4766. Georgia Residential Mortgage Licensee #33027. Massachusetts Mortgage Lender License # ML35953. Minnesota: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206 (3) & (4). Licensed by the N.J. Department of Banking and Insurance. North Carolina Permit No. 104753, 112228, 112874, 112877, 113746. Rhode Island Lender License # 20092600LL. Texas office: 2201 W. Plano Parkway, Suite 150 and 300, Plano, TX 75075. Washington Consumer Loan License # CL-35953. For licensing information go to www.nmlsconsumeraccess.org. For more information, review PennyMac’s state licenses and important notices. Loans not available in New York. Some products may not be available in all states. Information, rates and pricing are subject to change without prior notice at the sole discretion of PennyMac Loan Services, LLC. All loan programs subject to borrowers meeting appropriate underwriting conditions. This is not a commitment to lend. Other restrictions apply. All rights reserved. (06-2020)